{
  "url": "http://first2respond.com/faq/does-homeowner-s-insurance-cover-water-damage-restoration",
  "name": "Does homeowner's insurance cover water damage restoration?",
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  "@context": "https://schema.org",
  "speakable": {
    "@type": "SpeakableSpecification",
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    {
      "name": "Does homeowner's insurance cover water damage restoration?",
      "@type": "Question",
      "acceptedAnswer": {
        "text": "Many homeowner's insurance policies cover sudden and accidental water damage, such as from a burst pipe, appliance leak, or storm damage. However, coverage often excludes damage from floods (which requires separate flood insurance) or damage resulting from neglect or poor maintenance, like long-term leaks. It's essential to review your specific policy and contact your insurance provider as soon as damage occurs to understand your coverage and initiate a claim.",
        "@type": "Answer",
        "description": "Homeowner's insurance often covers sudden water damage but typically excludes floods or neglect. Review your policy and contact your provider for specifics."
      }
    }
  ],
  "description": "Homeowner's insurance often covers sudden water damage but typically excludes floods or neglect. Review your policy and contact your provider for specifics."
}